Plan to Cut HMO’s From State Contract Means More Calls by U of I Employees
A state agency's plans to proceed with new health insurance contracts means a number of calls have come in to the University of Illinois' Payroll and Benefits office.
On Wednesday, Illinois' Department of Healthcare and Family Services opted to proceed with a contract that leaves out Health Alliance and Humana HMO's.
Executive Director of U of I Payroll and Benefits Jim Davito says his office is taking questions from state workers in areas with no HMO coverage now asked to choose between Personal Care and HealthLink Open Access Plans, and the state's own Quality Care Health Plan. DaVito says concerns have ranged from higher cost to changing doctors.
He encourages state employees and retirees to thoroughly research their plans, and not have one chosen for them if they miss the June 17th deadline.
"We would much rather see each of our employees choose the new plan that they're going to have starting July 1, rather than having a default option defined by CMS (the State Department of Central Management Services) determine what coverage you're going to have for the next year," said Davito, who says the pending changes for state workers should prompt them to thoroughly review their benefits package. He says the same for some who have been on HealthLink the past few years.
"Many people have chosen it, but a lot of people have never looked at it," said Davito. "And so it's a new concept, and I would encourage people to look at the literature, and call HealthLink, and call Personal Care OAP, and talk about the questions that you have."
Davito says the Open Access Plans are unusual in that they're composed of three tiers, with the lowest tier being similar to an HMO. The state agency is moving forward with the state insurance contract despite a vote against it Wednesday by the legislative Commission on Government Forecasting and Accountability.
The U of I plans to hold more Benefits Choice informational sessions on campus soon.